Hacker News new | ask | show | jobs
by ChrisMarshallNY 620 days ago
> Now, i just have to ensure my costs are down so i can weather any salary hits.

That’s the key.

I have always lived extremely humbly, and haven’t carried any personal debt, beyond a mortgage on a very small house, since 1995. I maxed out my savings, and deferred stuff I couldn’t afford.

I’m still doing that now, and my savings generate more than I spend (for now). I’m hoping to have the ability to help my family, after I pass. They'll need as much help as possible.

1 comments

Yep, you're taking the smartest approach! :-)