[0xDEAFBEAD]

>I don't really have a way of "opting out" of buying their stock without effectively starting my own index fund, or having my cash lose value in an FDIC savings account.

Some other approaches:

* Buy long-dated put options for companies you think are overvalued, so your overall portfolio (retirement account+personal trading account) has 0 exposure to stocks you don't like. If a stock's price goes down, exercise the option before its expiration date and profit.

* Assemble a portfolio of sector ETFs and exclude the tech sector. Or buy regional ETFs in regions with low tech exposure. (If you're American, I recommend buying ex-America ETFs for hedging purposes anyways, since your career already gives you significant exposure to the American economy.)

Granted, you will be paying higher fees with these approaches, but given how dominant tech stocks are, if you really believe they are significantly overvalued, I think you should be willing to pay those higher fees.

[Timber-6539]

With an ETF you don't have to do any of this work. And generally, the market tends to go up not down. For most stocks. Even the ones you think are no good.

You are not going to make much shorting in general unless you have a nose for identifying the next Theranos et al.

[0xDEAFBEAD]

You're basically replying to tombert, not me. All I'm saying is, he has the opportunity to put his money where his mouth is if he really wants to. It's a funny definition of "no good" if you expect the stock to go up.