[cweagans]

> US banking is a shitshow which is decades European banking, addressing that would benefit everyone.

The problem that I (and many business owners) are solving for right now is not one of federal policy, but rather an economic one: I like to have food on the table to eat. I care very little about whether or not I'm doing that in a way that satisfies open source zealots.

If there's an open source option that lets me do what I need to do in an equal or better way, then sure: happy to go that route. But I'm not doing something in a clunky, nonstandard way just for the lulz.