[biopharma_guy]

I have gone through the same pain with BOA and finally I had to close my account last year. But the funny/upsetting thing is that even if I closed my account, BOA kept on sending monthly statement charging those monthly fees for several months. I had to keep ignoring it till they completely stopped sending those statements. I went to the local BOA office to complain and the Banker did not give a damn at all. I have a feeling he thought that a tiny customer who just transacts few hundred dollars a month can not affect the bottom line of the bank and ultimately his job. And during that time I kind of felt that sometimes the big bank can play a cruel joke and get away with it on tiny customer like us. You know what , I closed my account went ahead and opened my checking and saving account at a local credit union bank and I can't say how happy I am. Hey, it is your money. But watch out! some big banks are very good at ripping off small customers by charging in fees (nickel and dime, heck now a days they have started charging above 10 dollars forget about nickels and dime). As a small fish you are more vulnerable to big predators in the ocean. So beware. Keep eyes open.