[ethbr1]

> None of it is accurate and almost all of it is modeled from sparse, low quality training sets. Banks are not selling PII’ed account balance data to shady aggregators.

Part of the problem though is that much of this data is persistent, across order-of-human-lifetime.

How often does your employer salary history have to be obtained to be useful? Maybe once every 10 years?

I have zero faith that in jurisdictions without national laws prohibiting it (and laws that prevent usage of extra-national data) that's not happening.