[noodlesUK]

This is largely true, and it’s codified into law in some places (see s.75 in the UK), however I would say that the protections provided by most major banks on debit card purchases are actually pretty good. The chargeback process for most issuers is very similar or the same. You should use a credit card because you have stronger legal protections, but it’s not like most banks will screw you just for using a debit card.