[ywvcbk]

> European market is worth it even with their lower profit margins.

Overall fee (bank + network) seems to be around 1% in Europe and 2-3% in the US. So if we subtract the cashbacks/rewards which are almost nonexistent in the EU these days I’m not sure that the difference is that huge.

Also credit cards usually have monthly fees in Europe which be more than $€10 per month or so. Of course benefits like travel insurance etc. might balance that out.

[bgnn]

Credit cards cost like 30$ a month and come with max 2500$ per month limit in the Netherlands. For payments above that amount you need to transferonry from your bank account to the credit card. It's not accepted at 95% of the shops because the extra cost. It's only useful while booking a hotel, renting a car or traveling abroad.