[fragmede]

Do you really want to bank on your utility to have their shit figured out so you don't pay the utility bill for your whole town? Even if you do entirely get it resolved, that seems like extra hassle when you could just... use a password manager.

[pinkmuffinere]

That’s fair, a password manager would be a good (and likely better) alternative. The only reasons I haven’t made the switch:

1. Even password managers are unreliable, with many popular ones getting hacked in the last 10 years. And I don’t like the idea of storing _all_ my passwords with a single service which may be hacked. I suppose I could just store a subset of my passwords, but that eliminates a lot of the convenience

2. I still find password managers somewhat annoying to use in general. Copy-pasting is disabled on many login forms, so I often would have to manually type an unfamiliar password. And when I’m not using my personal laptop I have to “log in twice” to complete a single intended login - this has historically been fairly common for me, though maybe less common recently