Hacker News new | ask | show | jobs
by yieldcrv 642 days ago
Yes I know it’s hard to cancel outside of enrollment periods, you can still have multiple

Adding in the last minute flights and commitments throughout this article, I would say for other people that at some point the calculus can be re-evaluated to find that paying the premiums would be worth it. The loved ones can pay for that instead of last minute flights and time off
4 comments
bumby 642 days ago
The man in the article was living in a studio apartment. I doubt he was in a position to be paying the equivalent of a mortgage for many insurance options. Even if he could, I’m not sure that’s the system/solution we’d want.
link
klabb3 642 days ago
> you can still have multiple

This can’t be for real. The only reason you pay for insurance is in case something happens. It has no value outside of that. That’s why it’s called insurance. And medical insurance in the US is very expensive, so much that a large part of the population can’t afford it. If you don’t get care when you need it, it’s worse than no insurance - now there’s less money left to pay out of pocket to the only places that will take you on in time. The solution to being scammed is not to sign up for another scam.

link
gomerspiles 642 days ago
Aside from how ridiculous it would be to buy double coverage, it can just make the problem worse with both companies trying to argue they aren't the primary and that their doing anything may be duplication of coverage. But some more paper work should resolve that once you are dead.
link
llamaimperative 642 days ago
Blame literally anything except the glaringly obvious perverse incentives produced by the profit motive.

Glad we have folks willing to do the hard work of defending negligent insurance companies <3

link
yieldcrv 642 days ago
> I would say for other people

It wasn't blame and I wrote that specifically for that reason

link
llamaimperative 642 days ago
Nobody is struggling with the problem of delivering good healthcare to people with tons of money. Yeah, you just pay more money.
link
siliconwrath 642 days ago
If he had a lot of money he could have just paid out of pocket for care. It sounds like he couldn’t afford it.
link