In the same boat. Reached out to my network and everyone is comfortable in their 9-5 making $100k+. Everyone is either too smart or not smart enough. Maybe this means age of startups is dying?
Not so much a lack of courage, but I think lack of funding and low tech salaries in UK compared to US.
You can't afford to take the risks on a middling salary, and there are not many investors locally either so you basically bootstrap on meagre savings, and then have no one to sell the idea to anyway.
You will never hear someone drop out of uni to start a startup in the UK.
I am probably just comparing it to the US, but like why shouldn't you? The UK is a hub for smart people, but I guess not courageous people.