First Direct has no 2FA barrier to online banking, which is one of the key reasons I moved to them from Barclays (who were mostly a decent bank in fairness).
Same here, although they have recently changed the wording of their T&Cs to include 2FA. I asked them about this, and they said they were considering its introduction. (HSBC already has it).
Also, they use that "second letter from your password" style of login, and I'm not sure how they're doing that without keeping the plaintext of the whole password somewhere.
Also, they use that "second letter from your password" style of login, and I'm not sure how they're doing that without keeping the plaintext of the whole password somewhere.