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As someone in the same income range, and many friends in comparable spot, I have to say that NHS is sometimes ok. Here's an NHS case. Case 1. My friend's wife had her body going numb, like, completely senseless. They didn't have a private insurance back then. It was maddening hard to get past the GP. And then there were numerous tests, and queues, and... She had a viral brain infection that was, luckily, easy to fix. Could go horribly wrong should they wait for a couple more months. The problem is that GPs are afraid to assign tests other than the most simple blood tests (unless it's an obviously broken bone). Case 2. My wife fainted in the middle of a family dinner. It looked serious, and I recognized the sympthoms thanks to dr. ChatGPT. Our car was at service that day. I was trying to get an ambulance but calling all the publicly available NHS numbers but all we got were endless questioneers. We had to force the situation by taking a taxi right to the hospital door. She had an urgent surgery the same evening, quite serious. Again, there's just TOO MUCH backpressure from NHS at the entrance. Once you get past these filters, it actually it decent. OTOH, with my highest tier private insurance I had an MRI scans, kidney checks, blood tests all done within a week or two, mostly because of how I had to coordinate things between various private clinics. Not fast, sure, but acceptable. |
As for tests, one of the reasons they "are afraid" has nothing to do with being afraid, but what is medically indicated. A lot of private services will do everything "just in case", the NHS won't. That means you often get people wondering why they've not been sent to an MRI for example (as one of the most common examples), because it's only actually affecting outcomes for a very small set of diagnoses. But some GPs certainly do get it wrong, and people need to be more aggressive about changing GPs if they feel they're not being heard.