Have you looked at
https://www.clearlinux.org/ https://github.com/clearlinux
https://cachyos.org/ https://github.com/CachyOS
https://mxlinux.org/ https://github.com/MX-Linux ?
Would they lack anything? I picked these three specifically because I tested them recently on new hardware I got.
What they have in common is their focus on encapsulating 4. for mere mortals, while not doing 5, or at least not more so than it's common for Windows.