[akira2501]

You wonder why so many businesses are mean to you? It's because they've already looked you up and believe from the data that you won't be a good customer.

The dealership can also just call the bank to verify funds. Which would be reasonable and non-discriminatory all without needing a third party and wouldn't involve your salary at any level. Aside from this it's the financing company that cares, not the dealership, who only wants the car off their floor credit plan.

So what you're saying is it _shouldn't_ matter if you have money, because if you're a low income earner, you should be treated poorly, and you're happy to be personally invested in a system which creates this outcome.

It not only should be regulated but you should feel a little gross for saying any of this outloud.

[monkeycantype]

I know text can be flat, nuance and tone lost that would not be lost in conversation, but I'm confused by your reply Akira. I can't read any endorsement of the system in the comment you're replying to, I read it as agreeing with you in disapproving of unequal treatment

[ghaff]

Last time I bought a car I was surprised to learn I didn't need to go to the bank and get a cashier's check but could just write a personal one. I assume that verification processes have improved sufficiently that they had confidence the money was in my account.