[parentheses]

Does that logic apply to the State - usu plaintiff?

Doesn't seem so since they have seemingly endless capital but have limits in what they can bring to bear. You tell me...

[nayroclade]

"The state" is not a monolith. Anti-fraud enforcement is handled by agencies with limited budgets and resources. Often they are deliberately underfunded and understaffed precisely so they cannot cause too much damage and embarrassment by going after really big targets.