Either shuffling those keys stored in N different deposit boxes is overly complicated for a normal person, or it is not overly complicated for a moderately dedicated baddie either
Unless the "baddie" in this case is the government, why would it be easy for anyone to obtain access to multiple secrets stored in multiple boxes/banks?
Multisig is a pretty common setup for crypto and there is software that makes it easier.
Multisig is a pretty common setup for crypto and there is software that makes it easier.