[rufus_foreman]

>> Having been able to pay off my house has had the most tremendous postive impact on my mental health I think

Agree on that. I own my house with no mortgage since before the pandemic and it doesn't make much financial sense to pass up a 3% mortgage but it makes mental health sense.

Yes, I owe property taxes. Yes, the city could raise them. If I completely stopped paying them today, it would take them a decade to kick me out. It's nice from a mental health perspective to have a 10 year runway to plan your next move.

[fred_is_fred]

I'm at 2%, no reason to pay extra (and not much left anyway). But I am curious, where do you live that property tax foreclosure is 10 years? Most places do NOT mess around. They sell your liens for 3 years at auction and then you're done. Counties are ruthless in general I've found, especially in some states.

[Borg3]

Holy shit... That property tax is awfull thing. It should never ever happen. Not to simple people, owning one property, aka home. So much freedom, country of dreams...

[perilunar]

Land tax is better than income tax, accordion to Georgism at least.

[sangnoir]

Without property tax, who pays for the infrastructure and first responders? The no taxes, no rules, and no local government services thing was tried many times without success: in one New Hampshire town, they got overran by bears[1] - who could have guessed regulations on trash handling and animal control might be good for something?

1. https://www.vox.com/policy-and-politics/21534416/free-state-...

[sangnoir]

If I am mistaken, I would appreciate counter-examples of successful towns that engage libertarian praxis. Living off the grid is one thing, but living in a town or city with shared commons is another.

[fred_is_fred]

Somalia tried it also. I don’t see any HN libertarians lining up to move there.

[toomuchtodo]

With taxes we buy civilization.

[BobaFloutist]

Just wait until you hear what happens if you stop paying rent.