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by Denvercoder9 657 days ago
> If you're a tenant that's renting, you get no such legal protections

In the USA. Many countries in Europe have renters protection similar to that of mortgage holders.

2 comments

Depends on where you are in the U.S. Some places have extreme renter protections. Tenants can refuse to pay rent for months before you can even start an eviction proceeding. Then it takes months more. E.g. New York. https://www.reddit.com/r/Landlord/comments/15nn6o0/landlordu.... Landlords may forgo six months of back rent just to get the tenant out of the unit.
In my experience, the worse the winter weather, the stronger the tenant laws. The goal is to prevent eviction during winter months.
Meanwhile in Alabama the only recourse you have against a landowner who rents you something not habitable is to move out. American law generally is very bad at compelling a party to uphold a contract.
There's a renter here in Seattle that's not paid rent in two years and hasn't been evicted yet. It's not an uncommon issue.

https://www.newsweek.com/squatter-forces-landlord-out-home-w...

How long can renters go without paying their rent in those countries?
In Germany, the process to evict may start after three months of unpaid rent.

The eviction process itself takes about two years.

Real question: Do landlords resort to "hired help" to encourage non-paying tenants to leave more quickly? Two years sounds crazy. Many people who only own a second home for rent might go bankrupt without rent to pay the loan.
In Poland, they sometimes do. For example, they rent the property to another person (they claim that it’s legal), who is a goon. The goon moves in with the original renter, and makes his life hell. Other paths are to disconnect electricity from the property, by cancelling the contract with electric provider. However, some people are ok with living without power, if the apartment is free. Next steps are - disconnecting water and/or heating, although these are less legal than disconnecting power.

There also was a tragic case of an older lady who resisted being evicted from a building in Warsaw bought by a new owner, who in turn kidnapped her, drove to city outskirts and burned her alive to get rid of her.

I think that may be the point: to discourage owning a second home for rent.