[anamax]

>> When folks don't spend their money, they buy dumb.

> I don't understand this comment at all... please explain.

When you're spending your money on something for you, you have to live with both the costs and the benefits.

When you're spending your money on something for someone else, you have to live with the costs but not the benefits.

When you're spending someone else's money on yourself, you have to live with the benefits but not the costs.

When you're spending someone else's money on someone else, you don't have to live with the costs or the benefits.

In what situation are you likely to make the best buying decision? In which situation are you likely to make the worst buying decision?