[monkeywork]

I'm not an expert and I'm not one to get many tickets however my understanding is that they only look up individuals during renewal time or if you change policy or company.

If you got a speeding ticket on week 10 of the year there is unlikely to be any increase on your insurance on week 35.

Like I said this was my perhaps incorrect understanding of how it works here in Canada.

[sib]

This is not true in my experience in the US (thanks sneakily-placed rapidly-changing speed limit signs enforced against out-of-state plates in Utah!)

[SoftTalker]

This is my understanding as well but with net technology perhaps they are checking more often now.