[_heimdall]

Offering loans to people that couldn't otherwise get one increases the pool of buyers, driving demand and increasing prices. I don't raise that as a reason not to have the program, but you are missing second order effects if you consider there to be no cost to the broader public.

More importantly, how exactly is an undocumented immigrant paying taxes? Do they somehow have a tax ID or SSN without documentation? Or are you just referring to things like sales and fuel taxes?

[scientator]

It used to be that immigrants would simply invent a fake SSN in order to get a job. The e-verify system may have complicated that, but I imagine it's still pretty much the same for smaller businesses. And especially agricultural work, meat processing plants, etc. All the businesses that rely on undocumented labor.

So the immigrants are paying into the SS/medicare system, but they don't receive any of the benefits.

I think the solution to the housing problem is to increase supply. Not to try to prevent a whole group of people from being able to buy homes.

[_heimdall]

> I think the solution to the housing problem is to increase supply. Not to try to prevent a whole group of people from being able to buy homes.

That seems totally reasonable if there's demand for more houses and the ability to build more.

Phrasing it as though people who already can't to buy a home are being prevented simply by not providing government assistance is a big disingenuous though. Preventing them implies that they could otherwise buy the home, and if that were the case a government program wouldn't be needed.