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by Aditya_Garg 654 days ago
Develop tools for health insurance companies to abuse patients. Instead of denying coverage to patients based on real life symptoms, they can deny coverage due to model outputs that are “based” on real life data.

Since these models are black boxes, it’s easy to hide biases within them

2 comments

Or worse, people with conditions similar to you have shown to develop, so we're going to charge you now for what we think you might develop later.

Same negative attached to pre-crime in policing because people that wear the same clothes, drive the same car, listen to the same music, and other sames have committed crimes, we think you will too. someday

You just described the whole concept of insurance.
In the USA, health plans aren't allowed to deny coverage to patients based on genetics or pre-existing conditions. They aren't stupid enough to try to break those laws. Employees can't keep a secret. And most of the claims costs are directly passed on to employers (group buyers) anyway, so the major health insurance companies have little direct incentive to deny coverage; with minimum limits on the medical loss ratio it's rather the opposite.

https://www.hhs.gov/hipaa/for-professionals/special-topics/g...

https://www.hhs.gov/healthcare/about-the-aca/pre-existing-co...

Companies can just not hire you for "culture fit" or something else based on leaked data about your health problems in order to keep their premium payouts low or just to avoid hiring certain types of people (fill in your blank here).