[bastawhiz]

That implies you're only charging a few dollars per transaction (where the $0.30 fixed cost per transaction with sticker pricing is 2-4% of the transaction). That's about $7.

It's great to want to charge only a small amount, but this is easily fixed by billing annually and allowing payments through lower-fee payment methods like ACH.

I was in your shoes when I started my business, charging $5/mo. I increased my prices to $10/mo and enabled annual billing (with a $10 discount) and saw MRR grow, both through added sales and increased retention (fewer payments means fewer opportunities for failed payments). And increased revenue on volume, since I pay less in fees.

[chucky123]

Nope, b2b saas. We charge a decent amount.

Scroll down Stripe's pricing page, they will charge you for literally everything.

We have annual pricing and that definitely results in lower fees and other stuff. But only a small percentage of our users are on the annual plan.

[bastawhiz]

I used to work at Stripe and I'm very familiar with the pricing. I'm simply perplexed at how you can possibly be paying them up to 7% if your payments are B2B-sized. BNPL acceptance is the only thing that even comes close to that. You'd need to load up on nearly every single metered feature (billing, Tax, chargeback protection, revenue recognition, radar for teams, etc) to pay that much with sticker pricing.