[Taniwha]

My experience with ACC (broken achilles full reconstruction, 3 operations in the private system and physio, 80% salary for time off) has only been positive - I know some people have a different experience but IMHO when it works it works really well

[yarg]

When it works sure, but too often the system is adversarial and the behaviour more in line with what you'd see from a private insurer - as opposed to a government entity acting for the good of the people.