I don't but I follow another pattern: https://alexandremjacques.com/why-i-dont-use-the-para-system...
I just dump this sctructure inside my Documents folder and iCloud does its sync stuuf. Switch iCloud with your tool of choice and you're good to go.
Another option: https://johnnydecimal.com/
Also, there's a ton of applications that can automate organizing files based on rules. Just look around.