[red-iron-pine]

> Right now a house is a much much much larger liability than it has ever been > how so?

* far less job stability -- you don't get a gig for life, or at least 20 years like Grandpa did, and Dad could at least ride the boom and growth cycles of the 90s and 2000s

* housing costs a lot more, and even if you can afford it you're far more apt to be fired, which makes it risky to stick your neck out

* no safety nets, and brutal conditions in the job market mean if you catch an axe then you're out of luck -- that house is now a big ole liability