[solardev]

You Need A Budget used to be well-loved before they moved to a subscription model, but I think the underlying principle is still the same: you manually enter incomes and expenditures to keep on top of them. You create expense "buckets" that you have to fill with income by allocating funds for them.

https://www.ynab.com/

[cjwit]

Thanks. I remember looking into this a while back and finding some of these limitations. Maybe it’s time to try again, as much as I’m not a fan of paying a subscription