[TacticalCoder]

> I've transferred 30k within seconds to IBKR before.

30 K EUR using instant SEPA tx?

Transferring EUR to IBKR takes about one to two days for me so YMMV.

As for the daily limit, it really depends on the bank and how much you have there: at one bank of mine I can tx up to 125 K EUR from the banking's website myself. At another bank I'm stuck at 5 K EUR max (!) and the option to raise that limit to 25 K EUR ain't working for me.

[vidarh]

Some of those limits are insidious because they risk causing people to trigger fraud checks for structuring/smurfing (doing multiple transfers below the reporting limits to avoid them), so by setting low limits they risk causing innocent users to inadvertently engage in behaviours that'll cause problems.