[sam2426679]

Holding t-bills means you pay neither state nor local taxes, so the net difference is likely larger than 0.75% depending on where you live.

[ashconnor]

Is it possible to buy t-bills whilst avoiding the Treasury Direct website?

[ashconnor]

To answer my own questions. Yes.

https://thefinancebuff.com/treasury-bills-cd-money-market.ht...