[enlyth]

Is that even a Shaggy defense? The whole point of the Shaggy defense was that it's saying it wasn't you despite overwhelming evidence ("She even caught me on camera - it wasn't me")

But in this scenario, there is basically zero evidence it was you

[adamomada]

I thought it was, they would have to have some sort of evidence of your name, dob, ssn, blood type, etc. But in the end it was just your information used fraudulently; you the person did not authorize the loan and therefore it really isn’t your loan.