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by orev 668 days ago
Batch files have been used forever (since mainframes), and I get suspicious when someone implies that APIs are the “normal” way to do things. It makes me think they don’t have enough experience outside of the app development bubble.

Files definitely have limitations (they’re almost always a single table of data—it’s hard to do data structures), and that seems to be driven by the need for someone in the chain the be able to open it in Excel.

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> that seems to be driven by the need for someone in the chain the be able to open it in Excel.

This is key. I know from experience that the ability to fall back to emailing CSVs around and having operations folks manually process them in Excel is required way more often than your average tech oriented person would ever expect. Plus a lot of processes that might appear to be automated at banks turn out to have someone doing a ton of manual work as part of their daily process. Things gradually and haphazardly eventually get automated but don’t necessarily start that way. Banking seems to oscillate between strict standards with robust technology and random tasks developed when a specific need arose only to never change for long periods of time.