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by nevon
668 days ago
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What are you talking about? These things are all available in Europe, without having to build up some credit score. If I want to get a loan for my business, I go to my bank and get one. If I want to buy property, I get a mortgage. If I want to buy a consumer good without having money on hand, I can use a credit card or use a BNPL provider. Credit here is granted based on not currently having debts, rather than being perpetually in "the right amount of debt". |
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