[johnnyanmac]

>how amazing would it be if someone who was about to embark on yet another decentralized protocol fiasco instead just released a Patreon-like template

they probably exist already (minus payment processing). Network effects take hold as usual, though. Patrons are more willing than average to jump, but I can see hesitation signing up and adding payment for a new/unknown website

and honestly all payment providers suck in some unique way. Though most of the fault lies in Visa/Mastercard. That's a monopoly we need to tackle one day.