[renewiltord]

An elder care insurance provider definitely sent private investigators after the parents of someone I knew. Their way of getting out of the plan was that he was lifting cardboard boxes: something that his condition should not have permitted.

Your car insurance isn’t high value enough but yes they already do this otherwise.

[ToucanLoucan]

Your personal insurance isn't, but once the tech is perfected to operate on the ones that are, there is zero reason to assume it won't also be deployed to yours.

Progressive is one company that insures 27 million drivers. If they deployed this tech to all of them and it earned them a paltry $2 more annually per driver, that's $54 million in extra revenue. And any company that dares not do it once it's widely adopted will have shareholders screaming at them to implement it.

[renewiltord]

Sure, but that’s fine by me. Shareholders are your fellow policyholders in a mutual insurance company. The high risk people can go start their own mutual insurance.