| > Irrational stinginess is a strange problem to have, akin to complaining about being too beautiful. Just to add another anecdotal data point: I kinda have that problem, most likely out of growing up through family financial difficulties. I did amass a significant amount of money out of caution, should anything bad happen. I had way more money than I was indebted for, and a nice enough paycheck. And... Something bad happened. I won't go into the details (I don't really want to share) but my house was on the line and I had to spend pretty much all of my savings to save the house and many years of work and sacrifices. Now I'm in debt again, but thankfully only by less than ten thousand euros over the balance in my bank account, so it's pretty reasonable and manageable. Still, I feel vulnerable and it's not at all a nice position to be in. So yeah, "irrational stinginess" isn't that bad after all. Somebody else in my position would have either lost the house or gone back into living paycheck to paycheck (or both). So just because some articles paint it as a not-optimal condition, don't assume it's automatically "bad". |