[cs702]

These three observations from the OP are consistent with my own:

* Many people who spend well below their means experienced financial precariousness earlier in life.

* They may no longer be poor, but the stress of deprivation is never far from their memory.

* Concerns about spending are a preemptive response to make sure they never find themselves overspending.

[rgblambda]

The OP spelled out a lot of my own behaviours when it comes to spending money, but I didn't grow up poor. My parents did though. I definitely feel that my attitudes around spending come from them.

Ironically, they're often keen to tell me to spend my own money and enjoy my life, but aren't good at taking their own advice. Easier to spot flaws in others than in yourself I suppose.

[therealdrag0]

Thanks for giving me hope that I can impart some thriftiness in my children.

[sys_64738]

I don’t even think it’s that. Being poor growing up is something you take into adulthood and your decisions are not about not spending the money. You simply don’t even consider it.