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by svapnil
685 days ago
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Banks add their own features to the spec - imagine they want to add a new "Bank only" attribute that makes their XML schema differentiated and better in some way. ISO20022 / XML allows this to be possible without breaking anything. In the past payment formats used to be fixed width text files - impossible to change or improve functionality for |
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You have to think inside the box!
What if, say, instead of lastname "SMITH" we used "SMITH,FEE: 5.65"