[redwood]

Also there's a saying that in America great family wealth is typically squandered in three generations. This isn't always true of course, but basically when you're born with a silver spoon in hand, you do have plenty of doors open for you. But you also tend to have less ambition, less grit, less will to survive or die trying etc. Obviously there are many many exceptions but generally it helps to be a self-starter and many self-starters come from less means.