[_heimdall]

I was actually thinking about the societal level here rather than any one person's financial situation.

I expect that we could make sure everyone had the basics much more easily if the average person could define what "enough" means for themselves. For one thing, we would be using many fewer resources as a country and would therefore be much better able to make sure the resources we do have would be available. For another, when a person knows what "enough" is for them they may decide to work less when they achieve that goal, leaving those potential paying work hours for the next person that needs the work.