[manishsharan]

This boggles my brain. Why would you give credit card companies extra money to hold for you?

Get an AmEx with the balance you need and use that . Much better service and protections. Or apply for a new Business Credit card with your bank.

[rco8786]

> Why would you give credit card companies extra money to hold for you?

"they had the cash on hand and mostly wanted to avoid declines on their cards"

[sanswork]

In a lot of the world it's difficult to get the kind of credit limits people in america are used to even for businesses with good cash flow.