[Dylan16807]

> The question isn't about mathematics, it's about psychology and politics.

That's valid, but when someone's roughly describing a plan I'll give them the benefit of the doubt and worry about whether it can be framed the correct way rather than whether they framed it right.

> In the second scenario, when do I get/spend my UBI money?

I don't know, every two weeks? So it's the difference between a $460 UBI check and a $400 paycheck, versus a $60 UBI check and an $800 paycheck.