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by standardUser 697 days ago
No it is not! I was appalled years later to learn that government-backed loans were being given at such high rates. It just seems cruel. The government has no obligation to turn a profit on student debt.
2 comments

If you're in the US, the government isn't really profiting on school debt. The government guarantees the debt, but that is a play to protect the banks rather than to drum up profits. Profits really don't matter to a government that can print any money it needs but doesn't currently have.
https://studentaid.gov/understand-aid/types/loans/interest-r...

6.5 / 8 / 9 according to their own website

These are about the same as when I was in school during the great financial crisis

I have/had loans from 2.5-6.5