[ENGNR]

Worse how? It just means devs can access the API, if the customer installs their app and consents that that's what they want to happen.

Apple still gets to be the default wallet, which is a huge, huge advantage, plus they make a boatload on the hardware.

[st3fan]

The default wallet if your bank is going to make you install a shitty app when you want to use their debit / credit cards.