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by constantcrying 702 days ago
I think you are completely delusional about the US. They have healthcare as well, you know, they just pay it from their paycheck and it isn't deducted from their salary.

>homelessness

In Germany the state guarantees you housing. Yet it has a far bigger homelessness problem than the US.

2 comments

> In Germany the state guarantees you housing. Yet it has a far bigger homelessness problem than the US.

Citation needed.

Per capita, Germany has about 60% (31.4/10K vs 19.5/10K) higher homeless rate. I was surprised myself.

https://en.wikipedia.org/wiki/List_of_sovereign_states_by_ho...

The Germans are really really good at documenting things. In the US documenting things stuff is often in the hands of people who look good if the numbers are low so... Also, nobody there cares about the homeless. In Germany they all still have social security so they need to be registered.
>The Germans are really really good at documenting things.

Citation needed.

How much of the 60% difference do you think that accounts for?
> They have healthcare as well, you know, they just pay it from their paycheck and it isn't deducted from their salary.

This usually cancels out the lower tax rates, and it has some key drawbacks: if anything interferes with your ability to stay employed, you lose coverage completely and have to hope that you’ll eventually qualify for public assistance, which can take quite a long time and will likely force you to find new providers, potentially with substantial travel requirements. The costs are 2-3 times higher, too, and medical expenses are a leading cause of bankruptcy.

>This usually cancels out the lower tax rates

Directly contradicts "The costs are 2-3 times higher". Especially not since a software dev makes significantly more money.

No. These aren’t measuring the same thing: the higher costs in the United States means that you cannot buy private plans which are as efficient as the national plans because you are also paying for the overhead of various providers and middlemen which only exist in one of these models, and you have limited ability to negotiate better prices or even visibility.

Software developers make somewhat more money but not enough so for this not to be a concern. If you’re getting hundreds of thousands of dollars more, of course, it’s a net win but if you’re not seeing such a stark difference it’s more debatable. If you’re not at the higher FAANG-tier level, costs for things like health and child care can close the gap considerably, especially if you or your family have less than perfect health and so the US option involves an unpaid second job haggling with insurance companies about coverage.