[rangerelf]

It's "Two Factor Authentication", not "Second Factor On A Single Device You Always Have On Your Person Authentication".

That second factor needs to be separate from the originating authenticating service, not that it has to be on a single device hidden away kept in a safe, or on your wrist, or in your pocket. It could be a single device [a server] running bitwarden and you're viewing it through a browser on your <whatever>.

Not everyone wants to follow every single recommendation from a data security perspective, and it becomes an anti-pattern when laymen start using workarounds to not have to comply with the safety recommendation of the week.