[pmelendez]

> Again, I still feel like code is the ideal solution to "ad-hoc reproducible calculations"

I am a developer and I do my personal budgeting on a spreadsheet. It was easier to setup and maintain, and follows my process better than the personal finance software I have used before. Could I have made a little program for this? Sure, but it would be time consuming and I have better projects to spend my time on.