[miki123211]

The interesting part about this is that such a system wouldn't necessarily need to come from the government. There are companies that need verification and want to do it cheaply and with little friction, and there are banks and carriers who could make some extra money on it.

[Aloisius]

There are thousands of banks in the US. Getting them to agree on anything is beyond difficult.

Carriers in the US don't all require ID, so they're not particularly useful for identity verification.