[FireBeyond]

Except if all you have is restitution, there's no punishment.

"Hey, I stole this money from you but since I gave it back - after a court ordered me to - we're all square, right?"

[1024core]

Exactly. If they're just returning the money (sans interest), where's the punishment?

If you steal $100 from a bank, you spend more time in jail than these scumbags ever will.