[ffgjgf1]

Was there any point when you could get a 30 year fixed loan at 3% in the UK?

It makes sense that some banks might be offering them now at 7% since they have little to lose but I don’t think low interest longterm fixed mortgages are really possible without significant government interference (like in the US).

[killingtime74]

All this is true. The US government does significantly subsidize home loans. However they do this for all lengths of mortgages, not just the long ones.