~400,000 GB * 8 bits/Byte = 3,200,000 Gb at 1Gbps that's 3,200,000 seconds or about 888 hours or about 37 days. If that's 400TB * 1024, instead of 1000, then it's a bit longer, pushing 38 days.
So it's 1099 GB vs 1000 GB which is a solid 10% difference. Your TCP overhead is not anywhere close to 10% unless you are sending with an MTU of 240...